For clinicians

Should I take insurance yet?

Eight items about readiness, not about a fee schedule. This is a picture of whether the boring stack is in place. It will not tell you which payer to join, and it will not invent a rate.

Educational use only. This is not a diagnosis, not a clinical screening instrument, and not a substitute for talking with a licensed clinician. Answers stay in this browser (localStorage). Nothing is sent to a server. If you are in crisis in the US, or you do not feel safe, call or text 988. If someone is in immediate danger, call 911.

0 = not yet. 1 = in progress. 2 = yes / solid. Total is out of 16. Coaching prices are not listed here.

01 I have an NPI that is ready for the way I plan to bill (individual and/or group, as needed).

02 My CAQH ProView profile is attested and not expired.

03 My malpractice coverage is current for the work I actually do.

04 I have cash-pay clients, savings, or another way to live through the weeks-to-months credentialing gap.

05 A named person (me or someone I pay) will chase applications and follow-ups.

06 I have capacity for the volume insurance usually needs if the rate is lower than cash-pay.

07 I can tolerate the admin load (eligibility, claims, denials) without it swallowing clinical hours.

08 I can explain credentialing versus contracting, and I know a panel-closed letter is not a live contract.

Educational use only. This is not a diagnosis, not a clinical screening instrument, and not a substitute for talking with a licensed clinician. Answers stay in this browser (localStorage). Nothing is sent to a server. If you are in crisis in the US, or you do not feel safe, call or text 988. If someone is in immediate danger, call 911.

Read next: Should you take insurance · Before you take insurance · Credentialing is not contracting · CAQH ProView.